Targeting Your Safety Efforts Through An Annual Calendar

At Joe Morten & Son, we believe an investment in year-round safety practices is a sound one that will yield future returns. Based on typical claims, we suggest the following:


January’s loss trends show an increase in loss of control, intersection, and backing crashes. Adverse weather and road conditions contribute to loss of control crashes.


February’s loss trends find an increase in rear-end and loss of control collisions.


Claims due to hit objects and backing collisions tend to spike in March.


April’s loss trends show an increase in intersection collisions.


Rear-end and loss of control/upset crashes tend to increase in May.


June’s trends show increases in lane change/sideswipe and intersection collisions.


Typically, July’s most frequent and severe claims result from rear-end collisions, mechanical defects and lane change/sideswipes.


Rear-end and intersection collisions, mechanical defects and sideswipe crashes are typical losses that occur in August.


September’s loss trends show higher rates of intersection and lane change collisions.


Increases in intersection, rear-end, and lane change/sideswipe collisions, as well as hitting object losses, tend to occur in October.


Claims in November’ tend toward upsets, and intersection, sideswipe, hitting object, and loss of control collisions.


December’s loss trends reveal spikes in loss of control, intersection and sideswipe collisions.

Contact your Joe Morten & Son agent or Larry Barton, JMS Risk Management Specialist, for tools and resources to address these monthly trends.

Note: These lists are not intended to be all-inclusive.

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This material is intended to be a broad overview of the subject matter and is provided for informational purposes only. Joe Morten & Son, Inc. does not provide legal advice to its insureds or other  parties, nor does it advise insureds or other parties on employment-related issues, therefore the subject matter is not intended to serve as legal or employment advice for any issue(s) that may arise in the operations of its insureds or other parties. Legal advice should always be sought from legal counsel. Joe Morten & Son, Inc. shall have neither liability nor responsibility to any person or entity with respect to any loss, action, or inaction alleged to be caused directly or indirectly as a result of the information contained herein. Reprinted with permission from Great West Casualty Company.